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a pension is money paid to an employee when he leaves on reaching a certain age. in britain there is a compulsory scheme in which the employee must pay a fixed amount every week and the employer a larger amount. then on retirement the worker is supposed to get his state pension. nowadays, however, an increasing number of companies operate their own pension schemes so that they could give their employees more money to retire on. these schemes are usually governed, or ruled, by a trust deed. the trust is separate from the company. trustees are appointed and they hold meetings regularly, to approve money for pensions, examine the fund accounts and so on. every employee working for harper & grant, for example, must pay a certain amount of his wages into the fund. this money is invested so that it might increase its value, and after a certain period of employment the employee can qualify for a pension. as a result of the productivity drive, mr. grant wants to close down unprofitable departments. nearly all the redundant workers have been absorbed into other departments, but there is one, bob hardiman, who, mr. grant says, will have to go. he is a craftsman in the old style, that is, he is a carpenter able to do fine hand carving, which is now hardly ever required. ian hampden, the personnel manager, thinks that mr. grant is wrong. how can the firm get rid of someone who has been with the firm so many years
with the exception of adventure travel and niche forms of tourism which involve a significant degree of risk and challenge, the notion of tourist well-being and safety are inherent in much of the popular culture of tour advertising in the western world. this even extends to the notion of tourists travelling in an 'environmental bubble' in countries where health and safety risks are significantly problematic, but where tour operators utilise exploitative modes of production such as resort enclaves, to ensure higher levels of profit but also to control the environment and risk factors. through limited and managed interaction with the natural environment and local population, operators seek to provide positive tourist experiences of both place and the wider holiday by minimising risk situations. given these now widely used management tools to seek to manage the tourist experience and to seek to create positive notions of well-being, this current issue's paper debates the issues associated with tourist holiday-taking and its management by the tourism industry, namely: tourist well-being and how accident, injury and perceived risk may impact upon it; the notion of a tourist welfare continuum; current issues and trends affecting the tourist risk and injury; what steps the tourism industry are taking to minimise the risks and incidence of injury.
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which of these animal is the largest member of the dog family
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